FCMB Group Plc has reported a strong financial performance for the 2025 financial year, posting a profit before tax of ₦202.1 billion, representing an 81 percent increase compared to the previous year.
The financial services group attributed the growth to higher interest income, expansion in earning assets, and improved operational efficiency across its businesses. Gross revenue rose significantly during the year, surpassing the ₦1 trillion mark for the first time in the group’s history.
Profit after tax also recorded substantial growth, rising to ₦177.3 billion from ₦73.3 billion reported in the preceding year. The improved earnings performance contributed to stronger returns for shareholders, with return on equity increasing to 23.2 percent.
According to the group’s financial results, interest income remained the primary driver of revenue growth. Income generated from loans and advances, alongside improved returns on liquid assets, supported the company’s overall performance during the period.
FCMB Group also reported growth across all its business divisions. The banking subsidiary delivered the largest contribution to profitability, while the consumer finance, investment management, and investment banking businesses all posted double-digit profit growth.
The group noted that continued investments in technology, people, and business expansion contributed to improved operational efficiency. Its cost-to-income ratio declined during the year, reflecting efforts to optimize costs while maintaining growth momentum.
Customer confidence also remained strong, with growth recorded in low-cost deposits and savings accounts. Total assets increased to ₦7.63 trillion by the end of 2025, while total equity strengthened on the back of retained earnings and fresh capital injections.
In line with the positive results, the board proposed a dividend of 35 kobo per share, subject to shareholder approval at the company’s annual general meeting. The proposed payout amounts to approximately ₦23 billion.
The strong earnings momentum extended into the first quarter of 2026, with profit before tax rising to ₦87 billion and profit after tax reaching ₦76.5 billion, indicating continued growth across the group’s operations.
FCMB Group said it remains focused on sustainable growth, balance sheet optimization, digital innovation, and expanding financial services offerings to customers across its various business segments.
