Family Homes Funds Limited (FHFL) has unveiled a new corporate identity as it expands its housing finance operations to address Nigeria’s estimated 15 million-unit housing deficit.

The institution said the rebranding reflects its evolution into a broader housing finance platform focused on mobilising capital, developing financing solutions and strengthening partnerships to increase access to affordable housing across the country.

Since commencing operations in 2018, FHFL said it had financed more than 15,900 homes, created 104,000 direct and indirect jobs and established a presence across 70 project sites in 19 states and the Federal Capital Territory (FCT).

The institution added that more than 18,000 homes were in its development pipeline as it seeks to scale up housing delivery through sustainable financing and strategic partnerships.

FHFL Targets Greater Impact In Housing Finance

Speaking at the unveiling, FHFL Chairman Ademola Adebise said access to decent and affordable housing remained a critical development priority for Nigeria.

He stressed the need for stronger institutions capable of mobilising capital and supporting large-scale housing delivery.

According to him, the new corporate identity reflects FHFL’s ambition to deepen its role in the housing sector and deliver greater social and economic value to Nigerian families.

Managing Director and Chief Executive Officer Abdul Mutallab Mukhtar said the organisation had expanded beyond its initial reliance on government funding to attract private capital and other funding sources.

He said FHFL was repositioning itself to become a more resilient and strategically important player among Nigeria’s development finance institutions over the next three to five years.

Mukhtar explained that the estimated 15 million-unit housing deficit was based on a recent assessment involving government agencies, private sector stakeholders and development partners.

He added that further research was necessary to identify affected households’ specific needs, including their locations, income levels, homeownership aspirations and ability to afford housing.

According to him, the findings would help the institution develop more effective interventions to address the country’s housing challenges.

State Partnerships To Improve Housing Affordability

Mukhtar identified partnerships with state governments as essential to reducing housing costs, particularly through access to land, infrastructure provision and concessionary financing.

He said FHFL works with state governments and private developers to provide financing on more favourable terms, helping reduce development costs and improve the affordability of completed homes.

The institution operates through five major programmes: the Affordable Housing Fund, Home Ownership Fund, Rental Housing Fund, Land and Infrastructure Development Fund, and Social Housing Programme.

Under its homeownership financing model, FHFL partners with primary mortgage lenders to provide blended financing to eligible homebuyers.

Mukhtar said the arrangement could reduce mortgage pricing to about 15 per cent or lower, depending on the applicable terms and repayment arrangements.

He also disclosed that the institution’s loan portfolio had exceeded ₦100 billion, with its facilities performing. He attributed the performance to its lending standards and due diligence.

Social Housing Supports Vulnerable Households

On social housing, Mukhtar said FHFL had adopted a model that combines housing provision with livelihood support for vulnerable households unable to secure conventional housing loans.

He cited a project in Kaduna involving 100 semi-detached bungalows provided for women, including widows. The project also includes skills training and other livelihood initiatives to help beneficiaries sustain themselves.

FHFL has also supported social housing development in Ibadan and is working towards extending similar interventions to other communities.

The approach seeks to address housing needs while supporting beneficiaries’ ability to maintain their livelihoods.

FHFL Expands Student And Rental Housing

Executive Director of Operations Dr Emeka Henry Inegbu said the institution was expanding its support for student accommodation and other rental housing projects.

He disclosed that FHFL had funded 12 student accommodation locations, with construction ongoing at 10 sites.

Two completed projects in Akwa Ibom and Delta states were expected to be commissioned in the coming weeks.

Inegbu said the projects were being developed in partnership with the private sector to improve accommodation for students and young professionals.

He also highlighted FHFL’s investment in land and infrastructure development, noting that roads, drainage, electricity and water supply were essential to creating viable and sustainable housing communities.

According to him, the institution supports housing developments through partnerships with state governments and private developers across Nigeria’s six geopolitical zones.

Climate-Resilient Housing And Sustainable Development

Inegbu said FHFL was exploring climate-resilient building methods and energy-efficient technologies to improve living conditions and reduce the long-term cost of maintaining homes.

These initiatives form part of the institution’s broader efforts to support sustainable housing development and improve the quality of residential communities.

FHFL said its new corporate identity would support its drive to expand affordable housing delivery, strengthen partnerships across the housing value chain and attract more investment into solutions for Nigeria’s housing challenges.

The post New Identity, Bigger Vision: FHFL Repositions To Tackle Nigeria’s Housing Crisis appeared first on Housing TV Africa.

The Federal Government and Ahmadu Bello University (ABU), Zaria, have called for innovative approaches to tackle Nigeria’s housing deficit through affordable, inclusive and sustainable communities.

The call was made at the 2026 World Habitat Day celebration held at ABU, Zaria, under the theme, “Adequate Housing for All.”

Speaking at the event, the Minister of Housing and Urban Development, Dr Motoka Daruma, said the government was committed to expanding access to adequate housing while developing inclusive, resilient and sustainable cities.

Daruma, represented by Mr Danbaba Yahaya, said adequate housing must go beyond providing shelter to guarantee security, dignity, affordability, infrastructure and access to essential services.

FG Highlights Renewed Hope Housing Initiatives

The minister said rapid urbanisation, housing shortages, rising construction costs and infrastructure deficits required coordinated interventions to address Nigeria’s growing housing needs.

According to him, the administration of President Bola Ahmed Tinubu is implementing its Renewed Hope Agenda through initiatives including Renewed Hope Cities, Renewed Hope Estates and social housing programmes.

He said the initiatives were designed to increase housing supply, complete ongoing projects, provide supporting infrastructure and social amenities, and improve access to mortgage finance.

Daruma added that the government was exploring innovative financing mechanisms to help more Nigerians, including people in the informal sector and members of the diaspora, access decent and affordable housing.

He also said reforms in land titling, registration, documentation and digitalisation were being pursued to strengthen security of tenure, attract investment and improve land administration.

Government Promotes Local Building Materials

The minister said the government was promoting local production of building materials across Nigeria’s six geopolitical zones.

According to him, the initiative is aimed at reducing construction costs, creating jobs and strengthening domestic manufacturing.

He said the interventions were guided by the National Urban Development Policy 2025, which seeks to promote inclusive, resilient, productive and sustainable cities across the country.

ABU Offers Research Support

In his welcome address, ABU Vice-Chancellor, Prof. Adamu Ahmed, represented by the Deputy Vice-Chancellor, Administration, Prof. Bello Sabo, pledged the university’s research and professional expertise to addressing Nigeria’s housing challenges.

Ahmed said ABU would focus on developing and commercialising locally sourced, climate-resilient building materials.

The university would also generate spatial data for urban planning and land administration while training professionals to respond to emerging challenges.

He said ABU intended to position itself as an active catalyst for addressing Nigeria’s housing crisis rather than treating the issue solely as an academic subject.

The vice-chancellor urged private developers, manufacturers and financial institutions to partner with university laboratories to test, standardise and scale affordable and environmentally friendly building technologies suited to Nigeria’s climate and soil conditions.

Stakeholders Call For Sustainable Communities

Former ABU Vice-Chancellor, Prof. Shehu-Usman Abdullahi, represented by former IBB University Vice-Chancellor, Prof. A.K. Adamu, urged stakeholders to shift their focus from simply constructing houses to developing sustainable communities.

Abdullahi said adequate housing must be complemented by security of tenure, infrastructure, transportation, healthcare, education, employment opportunities, public spaces and a healthy environment.

He said rapid urbanisation and population growth had intensified challenges around housing affordability, land administration, infrastructure, transportation, environmental sustainability and urban governance.

He called for inclusive housing policies and innovative financing mechanisms that address the needs of low-income households, students, young families, persons with disabilities and other vulnerable groups.

The speakers agreed that tackling Nigeria’s housing deficit would require sustained collaboration among government, academia, the private sector, professional bodies, communities and development partners.

They also stressed that the quality of Nigeria’s housing and urban settlements would have significant implications for social stability, economic resilience and citizens’ quality of life.

The post FG, ABU Seek Innovative Solutions To Nigeria’s Housing Deficit appeared first on Housing TV Africa.

Housing Minister Muttaqha Darma says government is working to reduce rent pressure on workers and recover abandoned housing projects nationwide.

The Federal Government says it is working to reduce the proportion of workers’ income spent on rent, with Housing and Urban Development Minister Muttaqha Rabe Darma saying the government does not want Nigerian workers spending between 40 and 60 per cent of their earnings on accommodation.

Darma made the statement on Wednesday while commending the Nigerian Midstream and Downstream Petroleum Regulatory Authority (NMDPRA) for supporting affordable housing access for its workers. 

According to the minister, high rental costs can place additional financial pressure on workers with families. He argued that when a large share of legitimate income goes towards rent, workers may face difficulties meeting other obligations such as education and family welfare.

He linked that pressure to the broader challenge of corruption, saying the government wants to reduce one of the financial pressures that could encourage people to seek additional sources of income.

“We are going to ensure that in this country, workers do not spend 40 to 60 per cent of their income on rent,” Darma said.

He said the government’s broader objective was to make decent and affordable housing more accessible, with the ultimate goal of ensuring that Nigerians without adequate housing can have homes.

FG Reviews Abandoned Housing Projects

Darma also disclosed that the Federal Government is conducting a nationwide assessment of abandoned housing projects as part of its strategy to increase housing supply.

The minister said some of the abandoned developments date back several years, including housing schemes initiated during the administration of former President Olusegun Obasanjo.

“There are so many housing projects, starting from the National Housing Programme and even long way back—even during General Obasanjo’s time—so many of them have been abandoned all over Nigeria, in all states,” he said. 

The government is compiling information on the projects and visiting locations across the country to determine their condition and the steps required to bring them back into use.

Darma said the Federal Government is also engaging state governors over the possibility of taking over or acquiring some of the abandoned housing projects.

Under the proposed approach, viable estates could be renovated and converted into functional homes, including housing that could be allocated to civil servants.

The minister said the government had identified close to 250,000 abandoned housing units nationwide.

He expressed optimism that recovering the units would provide a faster way of increasing housing supply because the projects already represent investments made with public funds.

Government Wants States To Take Over Some Projects

According to Darma, discussions with state governments are intended to determine how abandoned projects can be recovered, completed and put to productive use.

The proposal would involve states taking over or buying selected abandoned developments, renovating them and making the completed properties available to workers.

The minister’s comments come as the Federal Government continues its broader review of abandoned housing assets.

On Wednesday, Darma also inspected the abandoned National Housing Programme estate at Kubwa-Karsana in the Federal Capital Territory. The ministry said the exercise is part of a nationwide assessment designed to determine the completion status of abandoned projects and identify the interventions required to make viable estates functional. 

Darma said viable projects would be upgraded, completed and allocated transparently to Nigerians.

“We cannot continue to allow housing projects that were started with public funds to remain abandoned,” he said during the inspection.

The ministry said recovering existing projects would complement the construction of new housing developments and help maximise investments already made by government.

Housing Deficit Remains A Major Challenge

Darma put the number of Nigerians currently unhoused at about 110 million and said approximately 16 million housing units would be required to address the deficit.

The figures were presented by the minister as part of the government’s assessment of the scale of Nigeria’s housing challenge. Other recent housing assessments have produced different estimates of the national deficit, underscoring the importance of reliable housing data.

The Federal Mortgage Bank of Nigeria, for instance, has continued to support homeownership through schemes such as rent-to-own housing. In August 2026, FMBN delivered 129 completed three-bedroom bungalows to beneficiaries at the Nasarawa Technology Village in Karu, Nasarawa State. 

The Federal Government has also announced plans under its National Social Housing Programme to construct 774,000 housing units across the country for low- and middle-income earners. 

These initiatives form part of the government’s wider strategy to increase housing supply while improving access to mortgage and rent-to-own arrangements.

FG Seeks Housing Delivery Within Months

Darma said the Ministry of Housing and Urban Development had been engaging stakeholders across the housing sector and relevant regulators to facilitate the provision of additional housing units.

He said the government wants to move beyond policy discussions and deliver practical housing solutions.

The minister also indicated that recovering abandoned estates could help government achieve that objective more efficiently because some projects may require completion or rehabilitation rather than entirely new construction.

For workers facing high rental costs, the recovery of existing housing units could potentially create additional accommodation options if the properties are successfully completed and allocated.

Darma reiterated that the government would pursue the recovery strategy and work with state governments to bring abandoned housing assets back into use.

“We are going to do it,” he said.

The government’s approach therefore combines two tracks: increasing new housing supply and recovering abandoned projects that can still be made functional.

The success of the strategy will depend on the condition of the identified projects, funding for rehabilitation, agreements with state governments, infrastructure availability and transparent allocation of completed homes.

For now, the minister says the Federal Government is compiling the required data, inspecting abandoned estates and engaging relevant stakeholders as it works towards reducing Nigeria’s housing shortage and the financial burden of rent on workers.

Housing Minister Muttaqha Darma says government is working to reduce rent pressure on workers and recover abandoned housing projects nationwide.

The Federal Government says it is working to reduce the proportion of workers’ income spent on rent, with Housing and Urban Development Minister Muttaqha Rabe Darma saying the government does not want Nigerian workers spending between 40 and 60 per cent of their earnings on accommodation.

Darma made the statement on Wednesday while commending the Nigerian Midstream and Downstream Petroleum Regulatory Authority (NMDPRA) for supporting affordable housing access for its workers. 

According to the minister, high rental costs can place additional financial pressure on workers with families. He argued that when a large share of legitimate income goes towards rent, workers may face difficulties meeting other obligations such as education and family welfare.

He linked that pressure to the broader challenge of corruption, saying the government wants to reduce one of the financial pressures that could encourage people to seek additional sources of income.

“We are going to ensure that in this country, workers do not spend 40 to 60 per cent of their income on rent,” Darma said.

He said the government’s broader objective was to make decent and affordable housing more accessible, with the ultimate goal of ensuring that Nigerians without adequate housing can have homes.

FG Reviews Abandoned Housing Projects

Darma also disclosed that the Federal Government is conducting a nationwide assessment of abandoned housing projects as part of its strategy to increase housing supply.

The minister said some of the abandoned developments date back several years, including housing schemes initiated during the administration of former President Olusegun Obasanjo.

“There are so many housing projects, starting from the National Housing Programme and even long way back—even during General Obasanjo’s time—so many of them have been abandoned all over Nigeria, in all states,” he said. 

The government is compiling information on the projects and visiting locations across the country to determine their condition and the steps required to bring them back into use.

Darma said the Federal Government is also engaging state governors over the possibility of taking over or acquiring some of the abandoned housing projects.

Under the proposed approach, viable estates could be renovated and converted into functional homes, including housing that could be allocated to civil servants.

The minister said the government had identified close to 250,000 abandoned housing units nationwide.

He expressed optimism that recovering the units would provide a faster way of increasing housing supply because the projects already represent investments made with public funds.

Government Wants States To Take Over Some Projects

According to Darma, discussions with state governments are intended to determine how abandoned projects can be recovered, completed and put to productive use.

The proposal would involve states taking over or buying selected abandoned developments, renovating them and making the completed properties available to workers.

The minister’s comments come as the Federal Government continues its broader review of abandoned housing assets.

On Wednesday, Darma also inspected the abandoned National Housing Programme estate at Kubwa-Karsana in the Federal Capital Territory. The ministry said the exercise is part of a nationwide assessment designed to determine the completion status of abandoned projects and identify the interventions required to make viable estates functional. 

Darma said viable projects would be upgraded, completed and allocated transparently to Nigerians.

“We cannot continue to allow housing projects that were started with public funds to remain abandoned,” he said during the inspection.

The ministry said recovering existing projects would complement the construction of new housing developments and help maximise investments already made by government.

Housing Deficit Remains A Major Challenge

Darma put the number of Nigerians currently unhoused at about 110 million and said approximately 16 million housing units would be required to address the deficit.

The figures were presented by the minister as part of the government’s assessment of the scale of Nigeria’s housing challenge. Other recent housing assessments have produced different estimates of the national deficit, underscoring the importance of reliable housing data.

The Federal Mortgage Bank of Nigeria, for instance, has continued to support homeownership through schemes such as rent-to-own housing. In August 2026, FMBN delivered 129 completed three-bedroom bungalows to beneficiaries at the Nasarawa Technology Village in Karu, Nasarawa State. 

The Federal Government has also announced plans under its National Social Housing Programme to construct 774,000 housing units across the country for low- and middle-income earners. 

These initiatives form part of the government’s wider strategy to increase housing supply while improving access to mortgage and rent-to-own arrangements.

FG Seeks Housing Delivery Within Months

Darma said the Ministry of Housing and Urban Development had been engaging stakeholders across the housing sector and relevant regulators to facilitate the provision of additional housing units.

He said the government wants to move beyond policy discussions and deliver practical housing solutions.

The minister also indicated that recovering abandoned estates could help government achieve that objective more efficiently because some projects may require completion or rehabilitation rather than entirely new construction.

For workers facing high rental costs, the recovery of existing housing units could potentially create additional accommodation options if the properties are successfully completed and allocated.

Darma reiterated that the government would pursue the recovery strategy and work with state governments to bring abandoned housing assets back into use.

“We are going to do it,” he said.

The government’s approach therefore combines two tracks: increasing new housing supply and recovering abandoned projects that can still be made functional.

The success of the strategy will depend on the condition of the identified projects, funding for rehabilitation, agreements with state governments, infrastructure availability and transparent allocation of completed homes.

For now, the minister says the Federal Government is compiling the required data, inspecting abandoned estates and engaging relevant stakeholders as it works towards reducing Nigeria’s housing shortage and the financial burden of rent on workers.

The post FG Targets Lower Rent Burden, Identifies 250,000 Abandoned Housing Units appeared first on Housing TV Africa.

REDAN Pushes Private-Sector Action as 2,400-Home Abuja Estate Takes Off

The Real Estate Developers Association of Nigeria has renewed its commitment to supporting initiatives aimed at narrowing the country’s housing deficit and expanding access to decent accommodation.

The commitment was highlighted during the unveiling of “The Embassy,” a proposed 2,400-unit residential development by Crown Allied Global Realty and Homes Limited in Wasa District, Abuja Municipal Area Council.

The estate is planned for approximately 101 hectares and will feature different categories of residential properties, including two-bedroom flats, three-bedroom terrace houses, four-bedroom semi-detached homes, four-bedroom detached houses and five-bedroom detached homes.

Managing Director and Chief Executive Officer of Crown Allied Global Realty, Gbadewole Amos Kayode, said the development was conceived as part of the private sector’s contribution to increasing Nigeria’s housing supply.

Kayode, who is also a vice chairman of REDAN’s Abuja chapter, cited Nigeria’s housing deficit at approximately 14.98 million units and stressed the need for developers, government institutions and housing-finance providers to collaborate on large-scale delivery.

The figure represents the estimated national housing shortfall and not the number of homes REDAN or the developer intends to construct.

Official data released by the Federal Government’s National Housing Data Technical Committee placed Nigeria’s housing deficit for 2025 at 14.925 million units.

The committee attributed the shortage to rapid population growth, urbanisation, inadequate housing supply, land and title constraints and limited access to long-term housing finance.

Kayode said Crown Allied Global Realty planned to introduce flexible payment arrangements for buyers, including an option allowing subscribers to make an initial payment and spread the outstanding balance over six months.

Mortgage financing is also expected to be available for some of the housing units, particularly the blocks of flats, with the Federal Mortgage Bank of Nigeria identified as a potential financing partner.

Land and property options within the development are expected to begin from approximately ₦7.5 million, while a 1,000-square-metre plot was advertised at about ₦50 million.

The affordability of the housing units will, however, depend on their final prices, mortgage terms, repayment periods and the income levels of prospective buyers.

Beyond residential buildings, approximately 20 hectares of the estate will be reserved for commercial activities. The proposed commercial district is expected to accommodate shops, hotels, pharmaceutical businesses, electronics outlets and other services required by residents.

The developer said the estate would rely substantially on solar energy and incorporate electric-vehicle charging facilities into the residential buildings.

Kayode explained that Wasa was selected because of its potential to develop into a major residential and commercial centre within the Federal Capital Territory.

He added that the district had access to essential infrastructure, including roads, electricity and water, while the company reportedly secured a Certificate of Occupancy issued by the Federal Capital Development Authority for the project site.

More than 3,000 direct and indirect employment opportunities are expected to be created during the project’s development.

The jobs are projected to benefit engineers, builders, artisans, suppliers, consultants, property professionals and other workers within the construction value chain.

REDAN maintained that reducing Nigeria’s housing shortage would require consistent government policies, improved land administration, affordable construction finance, accessible mortgages and stronger collaboration with credible private developers.

Successful delivery of the proposed Wasa estate will depend on regulatory compliance, infrastructure provision, access to financing and adherence to the developer’s construction schedule.

The post REDAN Backs 2,400-Home Abuja Estate to Reduce Housing Gap appeared first on Housing TV Africa.

The Embassy estate in Wasa District will feature solar power, flexible payment plans and a 20-hectare commercial district.

The Real Estate Developers Association of Nigeria (REDAN), Abuja Chapter, has reaffirmed its commitment to reducing Nigeria’s housing deficit through increased housing delivery and innovative financing.

The association’s Vice President, Abuja Chapter, Dr Gbadewole Kayode, made the disclosure during the groundbreaking ceremony of The Embassy, a 2,400-unit housing estate in Wasa District, Abuja.

Kayode, who is also Chief Executive Officer of Crown Allied Global Realty, said the project would contribute to addressing the housing shortage, which he put at 14.98 million units.

“Officially, we have a housing deficit of 14.98 million in Nigeria,” Kayode said.

He added that the company was committed to reducing the deficit, particularly in the Federal Capital Territory.

Estate targets affordable home ownership

Kayode said The Embassy would provide energy-efficient homes while increasing housing supply across the FCT.

He said the developer had introduced flexible payment arrangements to make home ownership more accessible to low-income earners.

According to him, eligible buyers can pay part of the cost upfront and spread the remaining balance over six months.

The company also plans to offer blocks of flats through mortgage arrangements in partnership with the Federal Mortgage Bank of Nigeria and other Primary Mortgage Institutions.

Project expected to create over 3,000 jobs

Kayode said the development could generate more than 3,000 jobs during construction.

He explained that building a single duplex requires the services of more than 30 workers.

He said multiplying the labour requirements across 2,400 housing units would create a significant employment impact.

Solar-powered smart estate

Kayode described The Embassy as a smart estate designed around the changing needs of residents and investors.

He said prospective homeowners increasingly seek developments within 15 to 20 minutes of Abuja’s city centre.

The estate is expected to provide electricity through solar energy and include electric vehicle charging facilities.

The development will also feature a commercial district covering about 20 hectares.

According to Kayode, the commercial area will include hotels and create opportunities for investors to develop shopping malls and other businesses.

Investors could also generate income through rental and lease arrangements, he added.

Developer assures buyers on documentation

Kayode assured prospective buyers that the property documentation was authentic.

He said the land had a Certificate of Occupancy issued by the Federal Capital Development Authority.

The groundbreaking ceremony attracted stakeholders from the real estate sector and formally marked the commencement of the 2,400-unit housing development.

The post REDAN Unveils 2,400-Unit Abuja Estate to Tackle Housing Deficit appeared first on Housing TV Africa.

The Federal Government has formally transferred 188 completed housing units to the Taraba State Government as part of efforts to expand access to affordable homes and reduce Nigeria’s housing shortage.

The houses, constructed in Jalingo under the National Housing Programme, were handed over to the state government during a ceremony at the Government House.

Minister of Housing and Urban Development, Dr Muttaqa Rabe Darma, presented the housing units to Taraba State Governor, Dr Agbu Kefas.

The Minister of State for Housing and Urban Development, Yusuf Abdullahi Ata, and the ministry’s Permanent Secretary, Dr Shuaib Belgore, were also present at the ceremony.

Darma said the delivery formed part of the Federal Government’s broader commitment to providing decent and affordable accommodation through the Renewed Hope Housing Agenda.

He described housing as an essential human need, stressing that completed government-funded housing projects must be occupied and put to productive use rather than remain vacant.

According to the minister, direct acquisition by state governments could accelerate the allocation of completed federal housing units to Nigerians.

He said the model would enable states to distribute the houses to eligible beneficiaries, including civil servants, security personnel, working families and other residents requiring decent accommodation.

The minister commended the Taraba State Government for acquiring the 188 units, noting that the decision would ensure the houses were allocated without unnecessary delays.

Beyond increasing the supply of homes, the Federal Government said its housing programme was designed to generate employment in the construction industry and facilitate the emergence of sustainable communities.

Receiving the houses on behalf of the state, Governor Kefas thanked the Federal Government and the Ministry of Housing and Urban Development for the intervention.

He described the handover as an important contribution to Taraba’s efforts to improve access to affordable housing.

Kefas assured prospective beneficiaries that the state government would introduce a transparent allocation process to ensure the properties reached those who genuinely needed them.

The Federal Ministry of Housing and Urban Development encouraged other state governments to consider adopting a similar acquisition model.

It explained that the approach could reduce the number of completed but unoccupied government houses while accelerating their transfer to citizens.

The 188 homes form part of the National Housing Programme implemented across the federation. The programme complements the Renewed Hope Cities and Estates initiative, which places emphasis on affordability, quality, accessibility and increased housing delivery.

The handover marks another step in the government’s attempt to move completed housing units from public inventory into active occupation, particularly as Nigeria continues to confront a substantial housing deficit.

The post Taraba Takes Delivery of 188 Federal Housing Units, Promises Transparent Allocation appeared first on Housing TV Africa.

The Federal Government has pledged to include judicial officers and court personnel in its housing interventions across Nigeria.

The Minister of Housing and Urban Development, Muttaqha Darma, made this known in Abuja during a courtesy visit by the Administrator of the National Judicial Institute (NJI), retired Justice Babatunde Adejumo (OFR).

Darma said the ministry would carry the judiciary along as it implements housing projects across the 36 states and the Federal Capital Territory (FCT).

FG Targets Nigeria’s Housing Deficit

The minister said the government remains committed to reducing Nigeria’s housing deficit, which he estimated at about 15 million units.

He acknowledged the scale of the challenge. However, he said sustained commitment, proper planning, strong partnerships and joint efforts could help reduce the gap.

Darma also assured judicial officers and court workers that they would not be excluded from federal housing programmes.

The minister said the housing ministry takes a broad national approach to its projects. The programmes cover different locations and levels of government, including states and local government areas.

He added that the ministry would continue to seek partnerships with institutions that can support the Renewed Hope Housing Agenda.

Judiciary Seeks Housing Consideration

Adejumo commended the Federal Government for its efforts to tackle the country’s housing shortage.

He also called on the ministry to consider the housing needs of judicial officers and court personnel when allocating homes under its housing programmes.

According to him, members of the judiciary and court staff also face housing challenges. He therefore expressed the NJI’s willingness to work with the ministry through lawful and legitimate partnerships.

Adejumo stressed that such cooperation must respect the independence and constitutional duties of the judiciary.

NJI Offers Training Support

The proposed partnership could also cover training and human capacity development.

Adejumo said the NJI has conference facilities and other resources that the ministry could use for relevant training programmes.

The institute provides training, capacity building and continuing education for judicial officers and court personnel.

He said cooperation between the two institutions could create opportunities for knowledge sharing and professional development.

The partnership could also help both organisations develop training programmes linked to the implementation of housing policies and programmes.

Housing and Public Sector Welfare

The discussion highlights the wider role of housing in public-sector welfare.

Government housing programmes do not only involve the construction of homes. They also involve land, infrastructure, finance, allocation and access to suitable locations.

For the housing and construction sectors, wider government housing programmes can also support demand for new developments. They can create opportunities for developers, contractors, financiers and other professionals across the property value chain.

The inclusion of judicial officers and court personnel could therefore form part of a broader effort to address housing needs among public-sector workers.

The Federal Government’s engagement with the NJI also shows the importance of institutional partnerships in delivering housing programmes. As Nigeria works to reduce its housing deficit, effective planning and transparent implementation will remain important to expanding access to decent housing.

The post FG to Include Judicial Officers, Court Personnel in Housing Plans appeared first on Housing TV Africa.

By Adebayo Tobi

Nigeria’s housing conversation has focused heavily on one question: How many homes does the country need to build?

With the country facing a housing deficit estimated at more than 28 million units, increasing housing supply is clearly important. But there is another question that deserves just as much attention: How many Nigerians can actually afford the homes being delivered?

That question could define the next phase of Nigeria’s housing and real estate market.

Across Lagos, Abuja, Port Harcourt, Ibadan and other growing urban centres, residential development continues to expand. New estates, apartments and gated communities are appearing in areas where demand for housing remains strong.

Yet a growing number of Nigerians are finding themselves priced out of homeownership.

READ ALSO : Why Government JVs Struggle to Deliver Affordable Housing in Nigeria

The house may exist, but can people afford it?

Housing affordability is not simply about the price attached to a property.

For a prospective homeowner, affordability also depends on income, mortgage rates, deposit requirements, land costs, construction expenses, transportation, infrastructure charges and the general cost of living.

This means that a property can be technically available without being financially accessible.

A young professional may have a stable income and still struggle to raise the required deposit. A family may be able to afford monthly payments but not the initial equity contribution. Another household may find a property within its budget but reject it because its location creates unaffordable transportation costs.

These realities show why Nigeria’s housing challenge cannot be solved by construction alone.

The affordability gap is widening

The cost of delivering housing has become a major concern for developers and buyers.

Land, building materials, labour, infrastructure and financing all influence the final price of a property. When these costs rise, developers face pressure to increase selling prices or reduce the scale and specifications of projects.

Buyers, meanwhile, are dealing with household incomes that may not increase at the same pace as property prices.

This creates what can be described as an affordability gap  the distance between the cost of available housing and what households can realistically pay.

Closing that gap should become a central part of Nigeria’s housing conversation.

Developers must understand the real market

The private sector has an important role to play.

Developers naturally respond to market opportunities, and there will always be demand for premium residential developments. But Nigeria also needs housing products designed around the purchasing power of the broader population.

The question should not only be, “What can we build?”

It should also be:

“Who is the intended buyer, and can that buyer realistically afford it?”

This requires developers to pay closer attention to housing design, location, construction methods, infrastructure costs and payment structures.

Smaller but well-planned homes, efficient designs and phased developments could provide alternative ways of reducing the entry cost for some buyers.

Financing remains a critical piece

Even where property prices are relatively manageable, access to long-term housing finance remains important.

For many households, homeownership cannot be achieved through savings alone. A functioning mortgage market, longer repayment periods and suitable financing products can help spread the cost of purchasing a home over a period that is more consistent with household income.

Developers and financial institutions also have room to explore innovative payment models that can make property acquisition more accessible.

The objective should be simple: make the journey to homeownership financially realistic.

Government also has a role

The affordability challenge cannot be left entirely to developers.

Government policies on land, taxation, infrastructure, planning, building regulation and housing finance can significantly influence the cost of delivering homes.

Efficient land administration can reduce delays and uncertainty. Better infrastructure planning can reduce the burden developers pass on to buyers. Clear and predictable regulations can also improve the environment for housing investment.

At the same time, housing policy must recognise that affordable housing is not simply about constructing cheaper buildings. It is about creating communities where people can live safely and sustainably without housing consuming an unreasonable share of their income.

The opportunity in Nigeria’s housing market

Nigeria’s housing challenge is enormous, but so is the opportunity.

Millions of people need decent homes, while developers, investors, financial institutions and construction professionals are searching for sustainable opportunities.

The market can bring these interests together if affordability becomes a stronger part of the development equation.

Nigeria does not only need more houses.

It needs more homes that ordinary working Nigerians can realistically aspire to own.

The future of the housing industry should therefore be measured not only by the number of units delivered, but also by whether those units create genuine pathways to homeownership.

The biggest opportunity may be found in the space between what Nigerians need, what they earn, and what the market currently offers.

Bridging that gap will require collaboration, innovation and a willingness to rethink conventional approaches to housing delivery.

The post Nigeria’s Housing Market Needs Homes People Can Actually Afford appeared first on Housing TV Africa.

Property developer Messrs Alexander Limited has called for stronger compliance with building regulations and construction standards as Nigeria seeks to expand housing supply while addressing concerns over building safety.

The Lagos-based firm said effective supervision throughout the construction process was critical to preventing structural defects and protecting the value of residential properties for both homeowners and investors.

The company made the position known during an inspection tour of the 21-storey 16 Alexander residential development in Ikoyi, Lagos. Representing the Executive Chairman, Mr Napoleon Esemudje, a company representative said the developer was committed to using quality materials and meeting applicable construction requirements throughout the project.

The development is being constructed on a 4,276.216-square-metre site in Ikoyi, one of Lagos’ established residential districts. When completed, the project will comprise 54 luxury apartments, made up of 26 two-bedroom and 26 three-bedroom units across Wings A and B, alongside a duplex in each wing.

The project has brought together several specialist firms. Cappa and D’Alberto Plc is responsible for the principal construction and civil engineering works, while Baron Architecture is the lead architectural consultant. Trevi Foundations is undertaking piling and deep foundation works, with Lambert Electrics Limited responsible for mechanical, electrical and plumbing installations.

The development is planned to include an indoor swimming pool and lounge deck, gym, steam and relaxation facilities, indoor sports areas, a yoga and meditation space, residents’ social areas, concierge and security services, as well as city views.

It will also provide 150 parking spaces. Each apartment is expected to have two dedicated parking spaces, with additional spaces available for visitors.

Esemudje said the development was intended to provide lasting value for purchasers, describing it as a long-term asset designed with durability in mind. He said buyers should be confident that the apartments were being constructed to high standards and would retain value for future generations.

The project’s Marketing and Real Estate Consultant, Dr Meckson Okoro, said construction had reached the 17th floor, leaving four floors before the 21-storey structure is completed. Delivery is scheduled for December 31, 2027.

Okoro said maintaining close oversight during construction was important not only for structural safety but also for protecting the investment and future rental prospects of subscribers. He added that high-rise developments required consideration of the interests of the public and other stakeholders from the foundation stage through completion.

The Project Manager of Cappa and D’Alberto Plc, Mr Prabal Chakrabarti, said the project was being executed by qualified professionals and subjected to several levels of inspection.

According to Chakrabarti, work is internally certified before concrete is cast, after which the consultants, including Baron Architecture and structural engineering consultants, conduct their own inspections. The client’s consultants, CDH, then review and approve the work before casting proceeds.

He also said officials of the Lagos State Building Control Agency inspected key structural elements, including reinforcement, columns and slabs, before approvals were granted for concrete casting.

The company said the project was being executed in line with safety requirements and international quality standards, particularly in response to concerns surrounding building failures in parts of Nigeria.

The emphasis on construction quality comes as Nigeria continues to face a significant housing shortage, making the delivery of safe and durable housing increasingly important. Beyond increasing the number of housing units, developers, regulators and construction professionals must ensure that new developments meet required structural and safety standards.

For high-density urban areas such as Lagos, where vertical development is increasingly important because of limited land availability and rising demand, effective building control, professional supervision and quality assurance remain central to protecting lives, property values and confidence in the housing market.

Developer stresses construction quality

Property developer Messrs Alexander Limited has called for strict compliance with building standards in Nigeria.

The company said strong construction controls can improve building safety and protect property values.

The developer made the call during a tour of the 21-storey 16 Alexander residential project in Ikoyi, Lagos.

A representative of the Executive Chairman, Mr Napoleon Esemudje, said the company would maintain strict quality controls throughout the project.

The representative also assured potential investors that the developer would use premium materials. The company will also follow all relevant building regulations.

21-storey project takes shape in Ikoyi

The Alexander Tower sits on a 4,276.216-square-metre site in Ikoyi, Lagos.

The project will contain 54 luxury apartments. These include 26 two-bedroom and 26 three-bedroom units across Wings A and B.

Each wing will also have a duplex.

The development will offer several facilities for residents. These include an indoor swimming pool, lounge deck and fully equipped gym.

Residents will also have access to steam and relaxation rooms. The project will include indoor sports facilities, a yoga and meditation area, and social spaces.

The development will also provide 24-hour concierge and security services.

In addition, the project will have 150 parking spaces. Each apartment will receive two dedicated parking spaces. Visitors will also have access to additional parking.

Construction reaches 17th floor

Dr Meckson Okoro, the project’s Marketing and Real Estate Consultant, said construction had reached the 17th floor.

Four more floors remain before the tower reaches its planned 21 floors.

Okoro said the developer expects to complete the project by December 31, 2027.

He also stressed the need for close monitoring as construction continues.

According to him, proper supervision will help protect the building’s structural quality and long-term investment value.

He said buyers should have confidence in the safety of their investment.

Okoro also said high-rise construction must consider more than the developer’s commercial interests.

He said developers and professionals must protect residents, investors and the wider public from the foundation stage to project completion.

Multiple firms oversee construction

Cappa and D’Alberto Plc is handling the main construction and civil engineering work.

Baron Architecture serves as the lead architectural consultant.

Trevi Foundations is responsible for piling and deep foundation works.

Lambert Electrics Limited handles the mechanical, electrical and plumbing installations.

Mr Prabal Chakrabarti, Project Manager at Cappa and D’Alberto Plc, said qualified professionals were working on the project.

He said the project team also carries out several inspections before each concrete casting exercise.

According to Chakrabarti, the construction team first checks and certifies the work internally.

The consultants then inspect the work. Baron Architecture and the structural engineering consultants take part in this process.

The client’s consultants, CDH, also review the work before the team proceeds with concrete casting.

Officials from the Lagos State Building Control Agency also inspect key structural elements.

These include reinforcement, columns and slabs.

Chakrabarti said the team only proceeds with concrete casting after receiving the required approvals.

Focus on safety and long-term value

The project team said it takes structural safety seriously, especially amid concerns about building collapses in Nigeria.

Chakrabarti said the company follows safety procedures and international quality standards during construction.

The developer also plans to appoint a professional facility management company after completion.

The planned approach highlights the importance of quality control beyond the construction phase. Proper maintenance can also help preserve the condition and value of a residential development.

Wider housing sector implications

Nigeria faces a major shortage of housing, increasing the need for new residential developments.

However, increasing housing supply also requires strong attention to safety and construction quality.

This is especially important in major cities such as Lagos, where high-rise developments can help developers make better use of limited urban land.

For investors and homeowners, building standards also have a direct link to property value. Strong construction practices can reduce safety risks and help protect the long-term performance of residential assets.

The Alexander Tower project therefore highlights a wider issue facing Nigeria’s housing sector: the country needs more homes, but it also needs homes that meet required safety and construction standards.

The post Developer Urges Strict Building Standards as Housing Demand Rises appeared first on Housing TV Africa.

The Tertiary Education Trust Fund (TETFund) has called for research-driven solutions to address Nigeria’s growing housing deficit, urging architects, researchers, and academic institutions to develop innovative building technologies and locally sourced construction materials that can make housing more affordable and sustainable. The Fund said research and innovation are critical to transforming the country’s housing sector and reducing dependence on imported building materials.

Speaking during a courtesy visit by the leadership of the Female Architects of Nigeria (FAN) to the TETFund headquarters in Abuja, Executive Secretary Arc. Sonny Echono said the Fund is committed to supporting research initiatives capable of delivering practical solutions to Nigeria’s housing challenges. He explained that TETFund’s National Research Fund has been expanded to support innovation beyond universities and other tertiary institutions, allowing broader participation in research that addresses national development priorities.

Echono expressed concern over Nigeria’s continued reliance on imported construction materials, noting that nearly 80 per cent of the building materials used in the country are sourced from abroad. He challenged architects and researchers to intensify efforts toward developing indigenous alternatives that are affordable, environmentally sustainable, and capable of strengthening local manufacturing while creating employment opportunities.

According to the TETFund boss, greater investment in research and innovation would help lower construction costs, improve housing quality, and promote climate-responsive building solutions suited to Nigeria’s environment. He added that translating research findings into commercial applications would strengthen the construction industry and contribute significantly to national economic development.

Echono also encouraged professionals within the built environment to take advantage of TETFund’s research funding opportunities and collaborate with universities, research institutes, and industry stakeholders to develop scalable housing solutions capable of addressing Nigeria’s estimated housing deficit.

Stakeholders believe that combining research, innovation, local material development, and stronger collaboration between academia and industry will accelerate affordable housing delivery, reduce import dependence, and improve the long-term sustainability of Nigeria’s housing sector.

The post TETFund Seeks Research-Led Solutions to Nigeria’s Housing Deficit appeared first on Housing TV Africa.